Record Adopted Standards

Listed below are the Uniform Standards and Operating Procedures pending action by the Commission.
Please click the "+" button to the left of each standard name to view details about the proposed rule.

Index of Available Uniform Standards

Click on the link above to find a particular Uniform Standard.
More information related to the Uniform Standards and their Standard History may be found below in the Record.
UNIFORM STANDARDS - INDIVIDUAL
INDIVIDUAL APPLICATION
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-I-APP
Standard Checklist
Individual Life Insurance Application Standards Dec. 4, 2014
Standard History
IIPRC-L-I-APP-1
Standard Checklist
Individual Life Application Change Form Standards Dec. 4, 2014
Standard History
IIPRC-A-I-APP
Standard Checklist
Individual Annuity Application Standards Mar. 5, 2015
Standard History
IIPRC-A-I-APP-2
Standard Checklist
Standards for Individual Annuity Application Change Form Mar. 5, 2015
Standard History
IIPRC-LTC-I-3-APP
Standard Checklist
Individual Long-Term Care Insurance Application Standards
Arizona, Hawaii, Indiana, Montana, and New Jersey have opted out of these Uniform Standards.
October 10, 2017
Standard History

Subject Matter of Proposed Rule:  The Individual Long-Term Care Insurance Application Standards (the “Proposed Standards”) apply to paper, telephonic or electronic applications for coverage provided by individual long-term care insurance policy forms. These standards are intended to apply to new business applications as well as applications used to request changes to existing policies.

Citation to Published Notices: Notice of this rule was published on January 21, 2010.

Name of persons requesting Public Hearing : Director Mary Jo Hudson, Ohio

Date and Location of Public Hearing, if any: Thursday, March 25, 2010 at 3:00 p.m. MT at the Hyatt Regency and Colorado Convention Center, Denver Colorado, Meeting Room: Centennial D - 3rd Level.

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until March 22, 2010. Written requests for a public hearing must be received no later than February 10, 2010.

Date Approved by Management Committee: August 13, 2010

Date Adopted by Commission: August 13, 2010

Effective Date of Rule: December 1, 2010

Original Version: Individual Long-Term Care Insurance Application Standards

Link to Previous Versions of Individual Long-Term Care Insurance Application Standards:

Memos from Product Standards Committee before recommendation:

Link to Comments submitted by members and the public:

States who have opted out of the Uniform Standards:

  • Arizona
  • Hawaii
  • Indiana
  • Montana
  • New Jersey

This rule has been amended.

Amendments to Uniform Standards
5-Year Review Amendments Adopted June 2017

Redlined Version of Adopted Standard: Individual Long-Term Care Insurance Application Standards

Subject Matter of Proposed Rule: The purpose of these amendments is to revise the Operating Procedures and Uniform Standards effective between July 1, 2010 and December 31, 2010, in accordance with the Five-Year Commission Review of Rules required by §119 of the Rule for the Adoption, Amendment and Repeal of Rules for the Interstate Insurance Product Regulation Commission. The procedures adopted by the Management Committee in March 2012 for implementing the Five-Year Review process limit the scope of review under §119 to identifying “the need for continuation, repeal or amendment of the rule based primarily on whether circumstances or underlying assumptions have changed since the last time the rule was adopted, amended or reviewed.” See the Transmittal Memo for a more detailed description of the proposed amendments.

Citation to Published Notices: Notice of this rule was published on September 1, 2016

Name of Persons Requesting Public Hearing:

Date and Location of Public Hearing, if any: November 7, 2016, at 1:30 pm ET / 12:30 pm CT via teleconference

Status of Proposed Rule (including Upcoming Meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until October 31, 2016. Written requests for a public hearing must be received no later than September 20, 2016.

Date Approved by Management Committee: June 26, 2017

Date Adopted by Commission: June 26, 2017

Effective Date of Rule: October 10, 2017

Memos from Product Standards Committee:

Link to Comments Submitted by Members and the Public:

IIPRC-LTC-I-3-APPFORMS
Standard Checklist
Standards for Forms Required to Be Used with an Individual Long-Term Care Insurance Application
Arizona, Hawaii, Indiana, Montana, and New Jersey have opted out of these Uniform Standards.
October 10, 2017
Standard History

Subject Matter of Proposed Rule:  The Standards for Forms Required to be Used with an Individual Long-Term Care Insurance Application (the “Proposed Standards”) apply to forms that are required to be used with individual long-term care applications, including the suitability forms, the Potential Rate Increase Disclosure Form, the Replacement Notice and the HIPAA Medical Authorization.

Citation to Published Notices: Notice of this rule was published on January 21, 2010.

Name of persons requesting Public Hearing : Director Mary Jo Hudson, Ohio

Date and Location of Public Hearing, if any: Thursday, March 25, 2010 at 3:00 p.m. MT at the Hyatt Regency and Colorado Convention Center, Denver Colorado, Meeting Room: Centennial D - 3rd Level.

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until March 22, 2010. Written requests for a public hearing must be received no later than February 10, 2010.

Date Approved by Management Committee: August 13, 2010

Date Adopted by Commission: August 13, 2010

Effective Date of Rule: December 1, 2010

Original Version: Standards for Forms Required to be Used with an Individual Long-Term Care Insurance Application

Link to Previous Versions of Standards for Forms Required to be used with an Individual Long-Term Care Insurance Application:

Memos from Product Standards Committee before recommendation:

Link to Comments submitted by members and the public:

States who have opted out of the Uniform Standards:

  • Arizona
  • Hawaii
  • Indiana
  • Montana
  • New Jersey

This rule has been amended.

Amendments to Uniform Standards
5-Year Review Amendments Adopted June 2017

Redlined Version of Adopted Standard: Standards for Forms Required to be Used with an Individual Long-Term Care Application

Subject Matter of Proposed Rule: The purpose of these amendments is to revise the Operating Procedures and Uniform Standards effective between July 1, 2010 and December 31, 2010, in accordance with the Five-Year Commission Review of Rules required by §119 of the Rule for the Adoption, Amendment and Repeal of Rules for the Interstate Insurance Product Regulation Commission. The procedures adopted by the Management Committee in March 2012 for implementing the Five-Year Review process limit the scope of review under §119 to identifying “the need for continuation, repeal or amendment of the rule based primarily on whether circumstances or underlying assumptions have changed since the last time the rule was adopted, amended or reviewed.” See the Transmittal Memo for a more detailed description of the proposed amendments.

Citation to Published Notices: Notice of this rule was published on September 1, 2016

Name of Persons Requesting Public Hearing:

Date and Location of Public Hearing, if any: November 7, 2016, at 1:30 pm ET / 12:30 pm CT via teleconference

Status of Proposed Rule (including Upcoming Meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until October 31, 2016. Written requests for a public hearing must be received no later than September 20, 2016.

Date Approved by Management Committee: June 26, 2017

Date Adopted by Commission: June 26, 2017

Effective Date of Rule: October 10, 2017

Memos from Product Standards Committee:

Link to Comments Submitted by Members and the Public:

Amendments Adopted April 2011
IIPRC-LTC-I-3-APPCH
Standard Checklist
Standards for Individual Long-Term Care Insurance Application Change Form
Arizona, Hawaii, Indiana, Montana, and New Jersey have opted out of these Uniform Standards.
October 10, 2017
Standard History

Subject Matter of Proposed Rule:  The Standards for Individual Long-Term Care Insurance Application Change Form (the “Proposed Standards”) apply to forms used during the underwriting process to make changes to answers that had been provided by the applicant in paper, telephonic or electronic applications for coverage provided by individual long-term care insurance forms.

Citation to Published Notices: Notice of this rule was published on January 21, 2010.

Name of persons requesting Public Hearing : Director Mary Jo Hudson, Ohio

Date and Location of Public Hearing, if any: Thursday, March 25, 2010 at 3:00 p.m. MT at the Hyatt Regency and Colorado Convention Center, Denver Colorado, Meeting Room: Centennial D - 3rd Level.

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until March 22, 2010. Written requests for a public hearing must be received no later than February 10, 2010.

Date Approved by Management Committee: August 13, 2010

Date Adopted by Commission: August 13, 2010

Effective Date of Rule: December 1, 2010

Original Version: Standards for Individual Long-Term Care Insurance Application Change Form

Link to Previous Versions of Standards for Individual Long-Term Care Insurance Application Change Form:

Memos from Product Standards Committee before recommendation:

Link to Comments submitted by members and the public:

States who have opted out of the Uniform Standards:

  • Arizona
  • Hawaii
  • Indiana
  • Montana
  • New Jersey

This rule has been amended.

Amendments to Uniform Standards
5-Year Review Amendments Adopted June 2017

Redlined Version of Adopted Standard: Standards for Individual Long-Term Care Insurance Application Change Form

Subject Matter of Proposed Rule: The purpose of these amendments is to revise the Operating Procedures and Uniform Standards effective between July 1, 2010 and December 31, 2010, in accordance with the Five-Year Commission Review of Rules required by §119 of the Rule for the Adoption, Amendment and Repeal of Rules for the Interstate Insurance Product Regulation Commission. The procedures adopted by the Management Committee in March 2012 for implementing the Five-Year Review process limit the scope of review under §119 to identifying “the need for continuation, repeal or amendment of the rule based primarily on whether circumstances or underlying assumptions have changed since the last time the rule was adopted, amended or reviewed.” See the Transmittal Memo for a more detailed description of the proposed amendments.

Citation to Published Notices: Notice of this rule was published on September 1, 2016

Name of Persons Requesting Public Hearing:

Date and Location of Public Hearing, if any: November 7, 2016, at 1:30 pm ET / 12:30 pm CT via teleconference

Status of Proposed Rule (including Upcoming Meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until October 31, 2016. Written requests for a public hearing must be received no later than September 20, 2016.

Date Approved by Management Committee: June 26, 2017

Date Adopted by Commission: June 26, 2017

Effective Date of Rule: October 10, 2017

Memos from Product Standards Committee:

Link to Comments Submitted by Members and the Public:

IIPRC-DI-I-H11-APP
Standard Checklist
Individual Disability Income Insurance Application Standards
Montana has opted out of these Uniform Standards.
Jan. 11, 2012
Standard History
IIPRC-DI-I-H11-APPCH
Standard Checklist
Standards for Individual Disability Income Insurance Application Change Form
Montana has opted out of these Uniform Standards.
Jan. 11, 2012
Standard History
INDIVIDUAL TERM LIFE PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-04-I
Standard Checklist
Individual Term Life Insurance Policy Standards Dec. 5, 2016
Standard History

Subject Matter of Rule: The Individual Term Life Insurance Policy Standards specify additional submission requirements, form requirements and policy provisions for traditional forms of individual term life insurance, including renewable term for various term periods, term to a specified age, and decreasing term insurance.  Deposit term plans, plans that provide joint and last to die survivorship coverage, plans sold in connection with pre-need funeral arrangements, and plans providing early duration reduced benefits are not to be submitted using these standards.  The Standards include required and optional provisions for applicable policy forms, such as any applicable exclusions, death benefit proceeds, grace period, incontestability, loans, reinstatement and right to examine.

Certain portions of the proposed Standards are also proposed to be conforming amendments to each of the uniform standards promulgated by the Interstate Insurance Product Regulation Commission (“Commission”) on December 8, 2006:  Flexible Premium Adjustable Life Policy Standards, Joint Last to Die Survivorship Flexible Premium Adjustable Life, Flexible Premium Variable Adjustable Life, Joint Last to Die Survivorship Flexible Premium Variable Adjustable Life, and Modified Single Premium Adjustable Life.  For further information, please refer to the published notice of this proposed rule.

Citation to Published Notices: Notice of this Rule was published on January 24, 2007.

Name of persons requesting Public Hearing: Industry Advisory Committee

Date and Location of Public Hearing, if any: May 16, 2007, 1:00 pm ET/ 12:00 pm CT via teleconference

Status of Proposed Rule (including upcoming meetings):  This uniform standard has been issued for notice and comment.  Written comments will be accepted on this proposed new uniform standard until March 26, 2007.  Written requests for a public hearing must be received no later than February 13, 2007. The Proposed Standards are subject to Management Committee and Commission review, approval and adoption on June 1.

Date Approved by Management Committee: June 1, 2007

Date Adopted by Commission: June 1, 2007

Effective Date of Rule: September 6, 2007

Original Version: Individual Term Life Insurance Policy Standards

Link to Comments submitted by members and the public:

Rep. Robert Damon (KY)
IIPRC Industry Advisory Committee
LISA Comments (03/26)
LISA Comments (05/14)

Amendments to Uniform Standards
Amendments Adopted August 2008
Amendments Adopted October 2010
Toggle 5-Year Review Amendments Adopted August 2014
ToggleWar Exclusion Amendment Adopted August 2016

Rule Redline Version of Adopted Standard: Proposed War Exclusion Amendments

Subject Matter of Proposed Rule: The purpose of this rule is to amend the Exclusions subsection of Section 3 Policy Provisions of certain Uniform Standards. The amendment deletes Subsection (1)(a)(ii) of the war exclusion provision. The amendment eliminates confusion and further clarifies that the Uniform Standards do not permit life insurance policies to contain a death benefit exclusion for known members of the military that die as a result of any act related to military service. Additionally, the term “United States” will be added to Subsection (1)(a)( i) to clarify that this prohibition on war exclusions applies to members of the United States military, military reserves or the National Guard and not members of the military of another nation.

Citation to Published Notices: Notice of this rule was published on May 31, 2016.

Name of persons requesting Public Hearing:

Date and Location of Public Hearing, if any: June 29, 2016 during the Joint Management Committee and Commission teleconference. Please reference the Event Calendar for more details.

Status of Proposed Rule (including upcoming meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until August 1, 2016. Written requests for a public hearing must be received no later than June 20, 2016

Date Approved by Management Committee: August 25, 2016

Date Adopted by Commission: August 25, 2016

Effective Date of Rule: December 5, 2016

Memos from Product Standards Committee:

Transmittal Memo

Link to Comments submitted by members and the public:

Connecticut Insurance Department’s Request to Amend the War Exclusion Provision in IIPRC Uniform Standards for Life Insurance Products, dated March 1, 2016
Commissioner Cunningham’s Response to Connecticut’s Request dated March 4, 2016

IIPRC-L-04-I-1
Standard Checklist
Individual Single Premium Term Life Insurance Policy Standards Dec. 5, 2016
Standard History

Subject Matter of Proposed Rule:  The Individual Single Premium Term Life Insurance Policy Standards (the “Proposed Standards”) specify additional submission requirements, form requirements and policy provisions for traditional forms of individual single premium term life insurance, including various term periods, term to a specified age, and decreasing term insurance. Deposit term plans, plans that provide joint and last to die survivorship coverage, plans sold in connection with pre-need funeral arrangements, or plans providing early duration reduced benefits are outside the scope of these Proposed Standards.

Citation to Published Notices: Notice of the Proposed Standards was published on March 1, 2007

Name of persons requesting Public Hearing: Industry Advisory Committee

Date and Location of Public Hearing, if any: May 16, 2007, 1:00 pm ET/ 12:00 pm CT via teleconference

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until April 1, 2007. Written requests for a public hearing must be received no later than March 21, 2007. The Proposed Standards are subject to Management Committee and Commission review, approval and adoption on June 1.

Date Approved by Management Committee: June 1, 2007

Date Adopted by Commission: June 1, 2007

Effective Date of Rule: September 6, 2007

Original Version: Individual Single Premium Term Life Insurance Policy Standards

Link to Comments submitted by members and the public:
LISA Comments (04/30)
Industry Advisory Committee Comments
State Representative Damron (KY) Comments
Kentucky Comments
LISA Comments (05/14)

Amendments to Uniform Standards
Amendments Adopted August 2008
Toggle 5-Year Review Amendments Adopted August 2014
ToggleWar Exclusion Amendment Adopted August 2016

Rule Redline Version of Adopted Standard: Proposed War Exclusion Amendments

Subject Matter of Proposed Rule: The purpose of this rule is to amend the Exclusions subsection of Section 3 Policy Provisions of certain Uniform Standards. The amendment deletes Subsection (1)(a)(ii) of the war exclusion provision. The amendment eliminates confusion and further clarifies that the Uniform Standards do not permit life insurance policies to contain a death benefit exclusion for known members of the military that die as a result of any act related to military service. Additionally, the term “United States” will be added to Subsection (1)(a)( i) to clarify that this prohibition on war exclusions applies to members of the United States military, military reserves or the National Guard and not members of the military of another nation.

Citation to Published Notices: Notice of this rule was published on May 31, 2016.

Name of persons requesting Public Hearing:

Date and Location of Public Hearing, if any: June 29, 2016 during the Joint Management Committee and Commission teleconference. Please reference the Event Calendar for more details.

Status of Proposed Rule (including upcoming meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until August 1, 2016. Written requests for a public hearing must be received no later than June 20, 2016

Date Approved by Management Committee: August 25, 2016

Date Adopted by Commission: August 25, 2016

Effective Date of Rule: December 5, 2016

Memos from Product Standards Committee:

Transmittal Memo

Link to Comments submitted by members and the public:

Connecticut Insurance Department’s Request to Amend the War Exclusion Provision in IIPRC Uniform Standards for Life Insurance Products, dated March 1, 2016
Commissioner Cunningham’s Response to Connecticut’s Request dated March 4, 2016

IIPRC-L-04-I-2
Standard Checklist
Individual Joint Last to Die Survivorship Term Life Insurance Policy Standards Dec. 5, 2016
Standard History

Subject Matter of Rule: The Individual Joint Last to Die Survivorship Term Life Insurance Policy Standards (the “Proposed Standards”) specify additional submission requirements, form requirements and policy provisions for traditional forms of individual joint last to die survivorship term life insurance, including renewable term for various term periods, term to a specified age, and decreasing term insurance, which provide that the death benefit is payable upon the death of the last surviving insured to die. Deposit term plans, plans sold in connection with pre-need funeral arrangements, or plans providing early duration reduced benefits are outside the scope of these Proposed Standards.

Citation to Published Notices: Notice of the Proposed Standards was published on March 1, 2007

Name of persons requesting Public Hearing: Industry Advisory Committee

Date and Location of Public Hearing, if any: May 16, 2007, 1:00 pm ET/ 12:00 pm CT via teleconference

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until April 1, 2007. Written requests for a public hearing must be received no later than March 21, 2007. The Proposed Standards are subject to Management Committee and Commission review, approval and adoption on June 1.

Date Approved by Management Committee: June 1, 2007

Date Adopted by Commission: June 1, 2007

Effective Date of Rule: September 6, 2007

Original Version: Individual Joint Last to Die Survivorship Term Life Insurance Policy Standards

Link to Comments submitted by members and the public:
LISA Comments (04/30)
Industry Advisory Committee Comments
State Representative Damron (KY) Comments
Kentucky Comments
LISA Comments (05/14)

Amendments to Uniform Standards
Amendments Adopted August 2008
Toggle 5-Year Review Amendments Adopted August 2014
ToggleWar Exclusion Amendment Adopted August 2016

Rule Redline Version of Adopted Standard: Proposed War Exclusion Amendments

Subject Matter of Proposed Rule: The purpose of this rule is to amend the Exclusions subsection of Section 3 Policy Provisions of certain Uniform Standards. The amendment deletes Subsection (1)(a)(ii) of the war exclusion provision. The amendment eliminates confusion and further clarifies that the Uniform Standards do not permit life insurance policies to contain a death benefit exclusion for known members of the military that die as a result of any act related to military service. Additionally, the term “United States” will be added to Subsection (1)(a)( i) to clarify that this prohibition on war exclusions applies to members of the United States military, military reserves or the National Guard and not members of the military of another nation.

Citation to Published Notices: Notice of this rule was published on May 31, 2016.

Name of persons requesting Public Hearing:

Date and Location of Public Hearing, if any: June 29, 2016 during the Joint Management Committee and Commission teleconference. Please reference the Event Calendar for more details.

Status of Proposed Rule (including upcoming meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until August 1, 2016. Written requests for a public hearing must be received no later than June 20, 2016

Date Approved by Management Committee: August 25, 2016

Date Adopted by Commission: August 25, 2016

Effective Date of Rule: December 5, 2016

Memos from Product Standards Committee:

Transmittal Memo

Link to Comments submitted by members and the public:

Connecticut Insurance Department’s Request to Amend the War Exclusion Provision in IIPRC Uniform Standards for Life Insurance Products, dated March 1, 2016
Commissioner Cunningham’s Response to Connecticut’s Request dated March 4, 2016

IIPRC-L-04-I-3
Standard Checklist
Individual Single Premium Joint Last to Die Survivorship Term Life Insurance Policy Standards Dec. 5, 2016
Standard History

Subject Matter of Proposed Rule:  The Individual Single Premium Joint Last to Die Survivorship Term Life Insurance Policy Standards (the “Proposed Standards”) specify additional submission requirements, form requirements and policy provisions for traditional forms of individual single premium term life insurance, including various term periods, term to a specified age, and decreasing term insurance, which provide that the death benefit is payable upon the death of the last surviving insured to die. Deposit term plans, plans that provide joint and last to die survivorship coverage, plans sold in connection with pre-need funeral arrangements, or plans providing early duration reduced benefits are outside the scope of these Proposed Standards.

Certain portions of the Proposed Standards are also proposed to be conforming amendments to each of the uniform standards promulgated by the Interstate Insurance Product Regulation Commission on December 8, 2006: Flexible Premium Adjustable Life Policy Standards, Joint Last to Die Survivorship Flexible Premium Adjustable Life, Flexible Premium Variable Adjustable Life, Joint Last to Die Survivorship Flexible Premium Variable Adjustable Life, and Modified Single Premium Adjustable Life. For further information, please refer to the published notice of the Proposed Standards.

Citation to Published Notices: Notice of the Proposed Standards was published on March 1, 2007

Name of persons requesting Public Hearing: Industry Advisory Committee

Date and Location of Public Hearing, if any: May 16, 2007, 1:00 pm ET/ 12:00 pm CT via teleconference

Status of Proposed Rule (including upcoming meetings): The Proposed Standards have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until April 1, 2007. Written requests for a public hearing must be received no later than March 21, 2007. The Proposed Standards are subject to Management Committee and Commission review, approval and adoption on June 1.

Date Approved by Management Committee: June 1, 2007

Date Adopted by Commission:

Effective Date of Rule: September 6, 2007

Original Version: Individual Single Premium Joint Last to Die Survivorship Term Life Insurance Policy Standards

Link to Comments submitted by members and the public:
LISA Comments (04/30)
Industry Advisory Committee Comments
State Representative Damron (KY) Comments
Kentucky Comments
LISA Comments (05/14)

Amendments to Uniform Standards
Amendments Adopted August 2008
Toggle 5-Year Review Amendments Adopted August 2014
ToggleWar Exclusion Amendment Adopted August 2016

Rule Redline Version of Adopted Standard: Proposed War Exclusion Amendments

Subject Matter of Proposed Rule: The purpose of this rule is to amend the Exclusions subsection of Section 3 Policy Provisions of certain Uniform Standards. The amendment deletes Subsection (1)(a)(ii) of the war exclusion provision. The amendment eliminates confusion and further clarifies that the Uniform Standards do not permit life insurance policies to contain a death benefit exclusion for known members of the military that die as a result of any act related to military service. Additionally, the term “United States” will be added to Subsection (1)(a)( i) to clarify that this prohibition on war exclusions applies to members of the United States military, military reserves or the National Guard and not members of the military of another nation.

Citation to Published Notices: Notice of this rule was published on May 31, 2016.

Name of persons requesting Public Hearing:

Date and Location of Public Hearing, if any: June 29, 2016 during the Joint Management Committee and Commission teleconference. Please reference the Event Calendar for more details.

Status of Proposed Rule (including upcoming meetings): The Proposed Amendments have been issued for notice and comment. Written comments will be accepted on the Proposed Standards until August 1, 2016. Written requests for a public hearing must be received no later than June 20, 2016

Date Approved by Management Committee: August 25, 2016

Date Adopted by Commission: August 25, 2016

Effective Date of Rule: December 5, 2016

Memos from Product Standards Committee:

Transmittal Memo

Link to Comments submitted by members and the public:

Connecticut Insurance Department’s Request to Amend the War Exclusion Provision in IIPRC Uniform Standards for Life Insurance Products, dated March 1, 2016
Commissioner Cunningham’s Response to Connecticut’s Request dated March 4, 2016

INDIVIDUAL WHOLE LIFE PRODUCT LINE
Citation Number Date Approved by Management Committee Effective Date
IIPRC-L-07-I
Standard Checklist
Individual Whole Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-07-I-1
Standard Checklist
Individual Single Premium Whole Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-07-I-2
Standard Checklist
Individual Joint Last to Die Survivorship Whole Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-07-I-3
Standard Checklist
Individual Single Premium Joint Last to Die Survivorship Whole Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-07-I-5
Standard Checklist
Individual Current Assumption Whole Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L07-I-4
Standard Checklist
Additional Standards for Graded Death Benefit for Individual Whole Life Insurance Policies Jan. 15, 2011
Standard History
INDIVIDUAL ENDOWMENT INSURANCE PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-02-I
Standard Checklist
Individual Endowment Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-02-I-1
Standard Checklist
Individual Single Premium Endowment Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-02-I-2
Standard Checklist
Individual Joint Last To Die Survivorship Endowment Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-02-I-3
Standard Checklist
Individual Single Premium Joint Last To Die Survivorship Endowment Insurance Policy Standards Dec. 5, 2016
Standard History
INDIVIDUAL NON-VARIABLE ADJUSTABLE LIFE INSURANCE PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-09-I
Standard Checklist
Individual Flexible Premium Adjustable Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-09-I-2
Standard Checklist
Individual Joint Last to Die Survivorship Flexible Premium Adjustable Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-09-I-1
Standard Checklist
Individual Modified Single Premium Adjustable Life Insurance Policy Standards Dec. 5, 2016
Standard History
INDIVIDUAL VARIABLE ADJUSTABLE LIFE INSURANCE PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-06-I-1
Standard Checklist
Individual Modified Single Premium Variable Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-06-I-3
Standard Checklist
Individual Modified Single Premium Joint First To Die Variable Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-06-I
Standard Checklist
Individual Flexible Premium Variable Adjustable Life Insurance Policy Standards Dec. 5, 2016
Standard History
IIPRC-L-06-I-2
Standard Checklist
Individual Joint Last to Die Survivorship Flexible Premium Variable Adjustable Life Insurance Policy Standards
Dec. 5, 2016
Standard History
IIPRC-L-06-I-4
Standard Checklist
Additional Standards for Private Placement Plans for Individual Variable Adjustable Life Insurance Policies July 3, 2011
Standard History
STANDARDS FOR INDIVIDUAL LIFE BENEFIT FEATURES
Citation Number Name of Standard/Procedure Effective Date
IIPRC-L-08-LB-I
Standard Checklist
Additional Standards for All Benefit Features Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-AD-1
Standard Checklist
Standards for Accidental Death Benefits Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-AD-2
Standard Checklist
Additional Standards for Accidental Death and Dismemberment Benefits Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-AD-3
Standard Checklist
Additional Standards for Accelerated Death Benefits for Individual Life Insurance Policies Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-WPB
Standard Checklist
Additional Standards for Waiver of Premium Benefit Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-WMDB
Standard Checklist
Additional Standards for Waiver of Monthly Deductions Benefit Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-WPBChild
Standard Checklist
Additional Standards for Waiver of Premium Benefit for Child Insurance in the Event of Payor’s Total Disability or Death July 18, 2016
Standard History
IIPRC-L-08-LB-GIB
Standard Checklist
Additional Standards for Additional Life Insurance Benefits Provided on a Guaranteed Insurability Basis Dec. 4, 2014
Standard History
IIPRC-L-04-I-LB-ATL
Standard Checklist
Additional Standards for Additional Term Life Insurance Benefits Dec. 4, 2014
Standard History
IIPRC-L-08-LB-I-TQ
Standard Checklist
Additional Standards for Forms Used to Provide Tax Qualified Plan Provisions for Individual Life Insurance Policies Mar. 5, 2015
Standard History
IIPRC-L-08-LB-I-UE-1
Standard Checklist
Additional Standards for Forms Used to Exclude Policy Coverage Based on the Underwriting Process Mar. 5, 2015
Standard History
IIPRC-L-08-I-CB
Standard Checklist
Additional Standards for Riders, Endorsements or Amendments Used to Effect Individual Life Insurance Policy Changes Mar. 5, 2015
Standard History
IIPRC-L-08-LB-I-Index
Standard Checklist
Additional Standards for Index-Linked Crediting Benefit Features for Individual Adjustable Life Policies Mar. 5, 2015
Standard History
IIPRC-LB-04-I-ROP
Standard Checklist
Additional Standards for Intermediate Period Endowment Benefit Features for Individual Life Insurance Policies (Including Return of Premium)

PLEASE SEE FIN 2009-1 – Return of Premium for Mix and Match in Washington State

July 18, 2016
Standard History
IIPRC-L-08-I-CoI
Standard Checklist
Additional Standards for Change of Insured Benefit
July 3, 2011
Standard History
IIPRC-L-08-I-LB-OLP
Standard Checklist
Additional Standards for Overloan Protection Benefit July 3, 2011
Standard History
IIPRC-L-08-MTC
Standard Checklist
Additional Mortality Table Change Standards Mar. 5, 2015
Standard History
INDIVIDUAL VARIABLE ANNUITY PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-A-03-I
Standard Checklist
Core Standards for Individual Deferred Variable Annuity Contracts Mar. 5, 2015
Standard History
IIPRC-A-06-I
Standard Checklist
Individual Immediate Variable Annuity Contract Standards Mar. 5, 2015
Standard History
IIPRC-A-03-I-BONUS
Standard Checklist
Additional Standards for Bonus Benefits for Individual Deferred Variable Annuity Contracts July 18, 2016
Standard History
IIPRC-A-03-I-GLB
Standard Checklist
Additional Standards for Guaranteed Living Benefits for Individual Deferred Variable Annuities October 17, 2016
Standard History
IIPRC-AB-I-GMDB
Standard Checklist
Additional Standards for Guaranteed Minimum Death Benefits for Individual Deferred Variable Annuities July 18, 2016
Standard History
IIPRC-AB-03-I-PP
Standard Checklist
Additional Standards for Private Placement Plans for Individual Deferred Variable Annuity Contracts  July 3, 2011
Standard History
INDIVIDUAL NON-VARIABLE ANNUITY PRODUCT LINE
Citation Number Name of Standard/Procedure Effective Date
IIPRC-A-02-I
Standard Checklist
Core Standards for Individual Deferred Non-Variable Annuity Contract Mar. 5, 2015
Standard History