News

The Compact often receives filings that reflect incorrect TOIs or Filing Type. It is critical that special attention is given to this information when setting up your Compact SERFF filing as state opt-outs from specific Uniform Standards can be in play.  Using the incorrect TOI and/or Filing Type may require a refiling.

• Long-Term Care filings are required to use the LTC TOI. Combination product filings that contain a LTC component, including applications, are also required to use the LTC TOI. Please review FIN 2017-2 for further filing guidance. Using an incorrect TOI will require a refiling.
   
• Individual Disability Income filings are required to use the DI TOI. Combination product filings that contain a DI component, including applications, are also required to use the DI TOI. Please review FIN 2018-1 for further filing guidance.  Using an incorrect TOI will require a refiling.
   
• Index-Linked Variable Annuity (ILVA) filings are required to use TOI "A02.1I Individual Annuities-Deferred Non-Variable and Variable". Please review Weekly Tip dated November 20, 2025, for further filing guidance.  Using an incorrect TOI will require a refiling.
   
• Non-Employer Group (NEG) filings are required to use Filing Type "Group Policy Forms - NEG". This Filing Type is required in filings where any use of a non-employer group is possible, even if not imminent. If the company refers to any possible Non-Employer Group (NEG), this Filing Type should be used. A refiling will be required if the company has submitted more than one NEG filing where the incorrect TOI was used.
   

Supporting Documentation Update (SDU) filings are required to use Filing Type "Supporting Documentation Update". Review FIN 2017-1 for filing guidance pertaining to SDU filings.
 

If you have any questions, please reach out to the Compact Office via comments@insurancecompact.org.